Condo Insurance

 Condo Insurance (also known as HO-6 policy) is designed specifically for condo owners, protecting your personal unit and belongings while the condo association’s master policy covers the building’s structure and common areas.

It typically includes:

• Interior improvements and betterments you’ve made to your unit (walls, flooring, cabinets, fixtures)
• Personal property (furniture, clothing, electronics, appliances, etc.) against theft, fire, water damage from covered perils, vandalism, and more
• Liability protection if someone is injured inside your unit or you accidentally damage someone else’s property
• Loss assessment coverage for your share of expenses if the association faces a large covered loss that exceeds its master policy limits
• Additional living expenses if a covered loss makes your condo temporarily uninhabitable

Tailored protection for your condo lifestyle—affordable and essential.