watercraft/boat insurance

 Watercraft / Boat Insurance provides specialized protection for your boats, personal watercraft (like jet skis), yachts, pontoons, fishing boats, sailboats, and other recreational watercraft.

Unlike standard auto policies, it’s designed for the unique risks of being on the water and often includes:

• Agreed value or actual cash value options for total loss
• Comprehensive and collision coverage for accidents, theft, fire, vandalism, or storm damage
• Liability protection for injuries or property damage you cause to others
• Medical payments for you and your passengers
• Uninsured boater coverage
• Wreck removal and pollution liability (in case of fuel spill or debris)
• Optional add-ons like trailer coverage, fishing equipment, towing, emergency service, or seasonal lay-up protection

Safeguard your time on the water—wherever the adventure takes you.